Choosing the right payment gateway for your WooCommerce website is essential to keep transactions secure and smooth. A reliable gateway makes checkout simple for customers and ensures payments reach your account without delays or errors.
There are plenty of options available, but some stand out for their reliability, global reach, and integration with WooCommerce. If you ever run into setup or compatibility issues, our WooCommerce support team can help you configure and optimise your payment system.
Here are five of the best WooCommerce payment gateways for UK and international online stores.
1. Stripe
Stripe is one of the most popular gateways for WooCommerce. It supports all major credit and debit cards, Apple Pay, Google Pay, and a wide range of international currencies.
The biggest advantage of Stripe is its seamless integration with WooCommerce. Customers stay on your site during checkout, creating a smoother experience. It also supports recurring payments and advanced fraud protection through built-in tools.
Transaction fees (UK): Around 1.4% + 20p for European cards and 2.9% + 20p for non-European cards.
Stripe’s powerful API and extensive documentation make it ideal for store owners who want flexibility and scalability.
2. PayPal
PayPal remains one of the most trusted names in online payments. It’s easy to set up, widely recognised, and often increases customer confidence.
With the WooCommerce PayPal Payments plugin, you can accept PayPal, Pay Later, debit and credit cards, and even Venmo for US customers. Transactions are handled through PayPal’s secure platform, reducing your PCI compliance burden.
Transaction fees (UK): Typically 2.9% + 30p per transaction, with discounts for higher monthly volumes.
For many businesses, PayPal is essential because of its brand familiarity and strong buyer protection.
3. Square
Square started as a point-of-sale provider but now offers a full eCommerce payment solution. It integrates directly with WooCommerce, synchronising online and in-store sales in real time.
This is particularly useful for businesses with both a physical shop and an online presence. Square supports major cards and mobile payments, and its clear reporting tools make reconciliation simple.
Transaction fees (UK): Around 1.75% per card payment.
Square’s easy setup and single dashboard for both online and offline transactions make it a strong all-round choice.
4. Authorize.net
Authorize.net is a long-standing payment gateway known for reliability and strong security. It offers advanced fraud detection, recurring billing, and support for multiple payment methods.
Although setup is slightly more technical than options like Stripe or PayPal, it’s ideal for established businesses that need enterprise-level control over their payment system.
Transaction fees (UK): Around 2.9% + 30p per transaction, plus a small monthly gateway fee.
Authorize.net integrates smoothly with WooCommerce and is particularly popular among merchants who already use it for other platforms.
5. Klarna
Klarna has become increasingly popular thanks to its “Buy Now, Pay Later” model, which lets customers spread payments over time, whilst you, as the business, receive full payment upfront.
Klarna integrates directly with WooCommerce and supports flexible options such as “Pay in 30 days” or “Pay in 3 instalments.” This can improve conversion rates and average order values, especially for higher-priced products.
Transaction fees (UK): Usually between 2.4% and 5.4% + 20p, depending on the payment option.
For stores targeting younger audiences or promoting flexible payments, Klarna is a powerful choice.
How to Choose the Best WooCommerce Payment Gateway for Your Store
The right gateway depends on your business model, customer base, and target locations. Consider these factors before deciding:
- Customer preference: Use payment methods your customers already trust.
- Transaction fees: Compare per-transaction rates and monthly costs.
- Currencies and countries supported: Make sure your chosen gateway covers your audience.
- Integration with WooCommerce: Check that the plugin is officially supported and regularly updated.
- Security and compliance: Look for gateways with strong fraud protection and PCI compliance.
Most stores benefit from offering at least two options, such as Stripe for card payments and PayPal for customers who prefer wallet-based transactions.
Tips for Setting Up Payment Gateways on Your WooCommerce Website
- Install official plugins from the WordPress Plugin Directory or verified developers.
- Test your checkout process in sandbox mode before going live.
- Use HTTPS and a valid SSL certificate to protect customer data.
- Keep all payment-related plugins updated to prevent compatibility issues.
- Regularly check error logs for failed or incomplete payments.
If you need help setting up or troubleshooting WooCommerce payment gateways, our WooCommerce support specialists can guide you through the process.
For personalised assistance or ongoing maintenance, get started with Fly High Web today and keep your online store running smoothly.
